Chris Crawford, Founder & Managing Partner
As a leader for the world's largest employee benefits consulting firm, Chris witnessed time and time again that a project's
success hinged on the expertise, experience and skill of the individual consultant leading the work - not the name of the
company on the business card. This belief led Chris to build CMC Advisory Group where the most talented professionals are freed
from big company bureaucracy and empowered to always act in the best interests of our clients.
Chris honed his benefits consulting expertise through his client work with some of the nation’s leading organizations.
His early career experience as a CPA provides his clients with a unique perspective on the overall business impact
of employee benefits decisions. He is most proud of the trusted relationships, and friendships, he has developed
with his clients over the years.
Chris is a graduate of the University of Illinois, Champaign-Urbana, where he majored in accounting and passed the CPA exam.
He began his career at Arthur Andersen and, prior to founding CMC, he was with Mercer where he held numerous leadership roles.
Nancy Daas, Practice Leader & Partner
Over the last 20 years, Nancy has worked for some of the world’s leading insurance, brokerage and consulting firms. This broad-based
experience has given her a unique perspective on all facets of benefits program management. Throughout her career, Nancy has derived
the greatest satisfaction from working directly with clients and at CMC Advisory Group she is able to truly focus on the needs of her
clients without the competing demands of internal bureaucracy or billable hour goals. A self-described “Benefits Geek”, Nancy uses her
extensive benefits knowledge to ensure that CMC Advisory Group’s services, financial analysis tools and methodologies remain best in class.
Through her client engagements, Nancy has developed expertise in the areas of underwriting, risk management, consumerism,
health and productivity management, benefit program administration and program integration during mergers and acquisitions.
Nancy is a graduate of the University of Michigan, Ann Arbor. She has spent her entire careerin the employee benefits field,
with insurance carrier experience at Travelers, United HealthCare and MetLife. Prior consulting experience includes Mercer
and Lockton Companies.
Sean Goheen, Partner
Sean is a health insurance industry veteran who has provided his clients with superior service for over 15 years. His experience as a claim and customer service manager, service operations director and account executive provides him with the broad perspective necessary to support the financial, benefits and service needs of his customers.
His success has been driven by his ability to clearly understand the diverse needs of an organization and deliver solutions that are specific to each client. As a consultant, he takes great pride in his ability to translate technical and complex health insurance issues into simple, actionable decision points for his clients. As an advocate for his clients and their employees, Sean serves as a compassionate, patient and knowledgeable resource for their health care insurance needs.
Sean graduated Cum Laude from Otterbein College with a degree in business administration and marketing. He spent nearly 10 years with CIGNA HealthCare in various management, finance and account management roles. Prior to joining CMC Advisory Group, his most recent role focused on national accounts at Aetna.
Dale Yamamoto, Chief Actuary, Fellow of the Society of Actuaries
Dale is a recognized expert in the field of employee benefits with over 30 years of actuarial and strategic consulting experience. His previous experience includes working as an actuary for Towers Perrin and Dale is the former Chief Health Actuary for Hewitt Associates. He is also the Founder and President of Red Quill Consulting. Dale has additional actuarial experience working for two large insurance companies and a Fortune 50 company.
Dale chaired the 2000 Technical Review Panel of three actuaries and three economists appointed by the Medicare Board of Trustees to review the financial methods and assumptions of the Medicare program. He has testified before Congress on the topic of health care and Medicare reform. Dale was one of four senior health actuaries who reviewed the Administration's pricing of the Health Security Act premium estimates for the American Academy Actuaries. He served on the Board of Governors of the Society of Actuaries (2000-2005) and the Board of Directors of the Conference of Consulting Actuaries (1999-2005, 2006-present). Dale has published several articles on the subject of group benefits and has delivered speeches at a number of professional actuarial and industry meetings. He also has written a textbook, Fundamentals of Retiree Group Benefits
, and co-authored another textbook, Insurance Industry Mergers and Acquisitions
Dale is a Fellow of the Society of Actuaries, a Fellow of the Conference of Consulting Actuaries, a Member of the American Academy of Actuaries, a Member of the National Academy of Social Insurance and an Enrolled Actuary under ERISA. He holds a Bachelor of Science degree in mathematics from the University of Nebraska.
Ross Miller, Communication Leader
Ross is an award-winning employee communications expert with over 30 years of experience with firms such as Towers Perrin (now Towers Watson), Buck Consultants and Mercer.
Ross helps clients maximize the effectiveness of their communication with employees on the full spectrum of HR issues – health care, consumerism, retirement, investments, base and incentive compensation, work/life balance and organizational change. As a writer, he offers a unique combination of strong creative skills and technical expertise, creating copy that uses everyday language employees can readily understand, yet accurately reflects complex plan design terms and provisions. Ross’ skill set includes strategy development, facilitation of focus groups and project management (including coordination/supervision of design, print and electronic production teams).
Ross graduated from the University of Illinois at Urbana-Champaign with a Bachelor of Science in journalism. He has also completed several graduate communication courses at the University of Illinois. Ross’ awards include a Best of Show and First Place, Audiovisual in the Employee Benefits Communication (EBC) award program sponsored by Business Insurance, a Telly Award and multiple Gold Quill awards from the International Association of Business Communicators (IABC).